Loan calculator Uralsib Bank - calculate consumer credit. Loan calculator uralsib bank - calculate consumer credit Methods of registration and repayment

The Uralsib loan calculator can calculate a loan, find out the interest rate and lending conditions for today for individuals. Do you want to take a consumer loan in Uralsib in 2019? Use the free loan calculator from the official website to calculate the loan! Cash loans are available through the bank's branch network. Choose one of the options for consumer loans and evaluate how profitable and convenient it is.

The loan repayment calculator will help you calculate online:

payment amount with interest
payment amount for loans with early repayment,
payment amount for loans with partial early repayment.

You can also view, download and print the calculation result with a monthly payment schedule.

Lending terms

Purpose of the loan for personal consumption
Loan currency Russian rubles
Min. credit amount 30 000
Max. credit amount 5,000,000 if you receive a salary in a bank account
Credit term from 3 months to 5 years
Issuance fee no loan
Loan security not required

Interest rates

Special conditions- if you receive a salary or pension in a bank account from 12.9% to 18.9%
General terms from 13.9% to 19.9%

The mortgage interest rate section is updated weekly.

Enterprises and organizations are participants in salary projects, and their employees are owners of salary cards, which simplifies loan processing.

The loan calculator will calculate:

for payroll card holders,
for natural (private) persons,
for pensioners,
for legal entities,
for IP.

The conditions for granting a loan depend on the purpose of the loan, the goals of the borrower and determine the necessary package of documents for the borrower.

Loans can be taken:

cash,
for small business development
to buy a car (for a car),
to buy a home,
for building a house,
for refinancing,

We wish you a pleasant calculation and the most favorable conditions.

The consumer loan programs of Uralsib Bank are simple and understandable. The maximum loan amount is 750 thousand rubles, the maximum repayment period is 60 months. The more requirements for the provided documents, collateral or guarantee, the lower the risks of the bank, the lower the interest rate of the loan.

Choose from the table the loan program that best suits your needs and proceed to the calculation.

In the article:

Getting a loan is one of the most convenient ways to buy the right thing at the moment when you need it, even if at that moment there are not enough funds for the purchase. Loyal conditions, simple registration and various programs - this is how you can characterize a consumer loan at Uralsib Bank. The online loan calculator will help you calculate your upcoming payments on your own, taking into account the terms of the loan and the size of the loan.

The demand for this banking product and competition in the field of financial services explains the constant improvement of conditions and the availability of loans to the widest segments of the population through an online calculator.

Banks regularly update their offers, develop programs taking into account the solvency of different categories of customers. For different categories of borrowers, there are special, preferential offers, which can be found online.

About consumer loans

An online application for a consumer loan to Uralsib Bank will help you get a preliminary approval for a loan without visiting a stationary branch using an online calculator. On the official website, you can pre-select the most suitable program from all currently available offers. Before filling out the online application form, you can independently calculate the most acceptable payment in accordance with the interest rate, and the amount you need, this is available through the calculator.

Use the online loan calculator on the bank's website to find out the amount of the monthly installment and, if necessary, adjust the loan details so that they correspond to your own financial capabilities

In Uralsib Bank, a consumer loan is issued to both potential and existing customers (participants of salary projects, depositors, as well as former borrowers / depositors), it can be issued both with and without collateral, with and without a guarantee online using a calculator or in the office.

Borrowers are encouraged to participate in the insurance program, which will help reduce the interest rate on the product, but is not a prerequisite. A loan can be issued both in domestic and foreign currencies. There is an additional opportunity to reduce the interest rate - apply online using the calculator. This is easy to do.

Go to the official website, indicate in the request the region of your residence, for example, Uralsib Nizhny Novgorod consumer loan, and fill out the online application form or make a preliminary calculation using the calculator. Remote filling out the questionnaire for preliminary approval of the loan will reduce the interest rate by 1%.

New and interesting online offers in the field of consumer lending are constantly appearing in Uralsib Bank

Loan types

For the convenience of potential borrowers, there are several programs. You can choose a consumer loan “for your own” in Uralsib if you are an existing client of this financial institution, or use any other program. The following types of loans are currently offered online:

“Without collateral”: the interest rate for this program is from 19%, the amount of the limit is from 50 thousand rubles. up to 1 million rubles
“For their own”: issued in the amount of 35 thousand rubles. up to 1.5 million rubles with an interest rate of 16.5%.
“For state employees”: the amount of the limit is from 50 thousand rubles. up to 1 million rubles, with an interest rate of 16%.
"Officer": the loan amount can be from 50 thousand rubles. up to 500 thousand rubles with an interest rate of 19%.

You can learn about the programs operating in your city online and calculate in advance using a calculator. Enter the query in the search engine: Uralsib Chelyabinsk consumer loan, and you will instantly learn about all available programs.

The bank offers several types for people from various fields. The lowest rate of 16% is a loan for state employees.

Uralsib Special Offers

Uralsib Bank regularly expands the range of lending services. In addition to various programs for different categories of borrowers, there are special offers. These include:

Personal offers received from the bank. They allow you to lower the interest rate and get a loan on more attractive terms.
Uralsib consumer credit refinancing. This is a rather interesting program that allows you to combine several existing loans issued in other financial institutions into one, and on more favorable terms.

In Uralsib Bank, loans for consumer needs can be issued under various programs, this will allow you to choose the most suitable conditions for issuing a loan

Lending terms

In order to apply for a loan at Uralsib Bank, it is necessary to prepare a certain package of documents and meet the requirements that this financial institution imposes on potential borrowers. They are quite loyal, so the loan is available to the widest segments of the population; you can first familiarize yourself with the terms of the loan through the calculator on the website online.

It is worth considering that in Uralsib consumer credit, the interest rate and the size of this limit may depend on the documents provided. For example, under the "Without collateral" program, you can apply for a loan according to three or four documents, which will affect the terms of the loan.

If you need, for example, a consumer loan in Ufa, Uralsib Bank will provide a loan if you meet the requirements for potential borrowers (the conditions are common for all regions of the bank's presence).

Basic requirements for a consumer loan borrower

For those who want to apply for a consumer loan at Uralsib Bank Samara (or in another city), it is enough to meet the requirements for potential customers and provide the documents that will be required to apply for a loan under the selected program, and the preliminary overpayment amount and interest rate can be found through the calculator on website, online.

Required documents

Have you decided to apply to Uralsib? A consumer loan (interest rate 2018 may depend not only on income and the type of loan chosen, but also on the documents submitted) will be issued if the borrower provides the following documents:

Passport of the Russian Federation;
Questionnaire - application;
Additional identity document: certificate of ownership of real estate or CTC of your own car.

To take a consumer loan in Uralsib, additional documents may be required. The Bank reserves the right to expand the list of documents when granting a loan, for example, to confirm the solvency of the borrower.

Issuance of loans

Do you want to get a consumer loan in Uralsib? The conditions for issuance are quite simple:

Consideration of the application: within three days;
Credit decision validity: 30 days;
Early repayment: provided, no commissions;
Fines for delay: in fact, in the amount of 500 rubles;
Deposit: not required;
Changing the payment schedule: it is possible at the request of the client, if for real reasons he is in a difficult financial situation and cannot fulfill his obligations in full.

Methods of registration and repayment

It will help you quickly get a consumer loan in Uralsib online application, and preliminary calculations through the site calculator. You can also fill out a questionnaire at a bank branch in your city. Repayment of the monthly mandatory payment can occur in the following ways:

At the box office of any stationary branch of Uralsib;
In own ATMs with the appropriate function;
Via internet banking;
In payment bank terminals;
Through the accounting department of the enterprise (provided that such a service is provided at your place of work);
Transfer from another bank card (this or a "third-party" bank);
Through payment systems, including electronic and mobile communication stores.

Conclusion

You can get a loan at Uralsib Bank on fairly favorable terms. Pretty loyal loan terms and requirements for borrowers will allow you to get a loan for a variety of categories of consumers. By filling out an online application for a consumer loan in Uralsib, the calculator will help you calculate the upcoming payments under the contract on your own.

Interest rates on UralSib loans for individuals for 2017 are in the region of 16.00 - 33.00% per annum, and depend on the category of the borrower, program, and other factors (which we will naturally consider in the review).

If you make a loan application on the official website of the bank, then 1% per annum is deducted from the standard rate.

The denial (or acceptance) of insurance has a big impact on the final rate.

If you cancel the insurance package, the percentage increases by 3 or more points.

In any case, the bank's policy is that the rate is set individually, based on the borrower's data.

The arsenal of programs includes: loans for state employees and "payroll clients", loans without collateral, an excellent product for refinancing a loan at another bank.

1. Loan for any purpose without collateral

Requirements for the borrower: able-bodied citizens of the Russian Federation, aged 23 to 70 years.

The loan is issued without commission. Consideration of the application - 1 business day.

2. Loan for bank customers

"Bank customer"- a borrower who: has already taken a loan from UralSib Bank, or has a deposit or a bank card of this banking institution.

Naturally, for this category of borrowers, the bank offers the best conditions: rates are lower, the loan amount is larger, a minimum of documents, almost 100% approval.

The decision on the application is made one business day. The loan is issued for any purpose, and without commission.

3. Credit for state employees

In this loan offer, we note one of the lowest rates of UralSib Bank - from 16.00 to 28.00% per annum.

Requirements for the borrower :

The loan is approved only for Citizens of Russia;
Registration in the Region where UralSib Bank operates;
The age of the borrower is from 23 to 70 years;
Your company-employer has been operating for at least 1 year;
Experience at the last place of work - from 3 months;

4. Refinancing loans in other banks

If you have outstanding debts in other banks of Russia, and the rate on the current loan is more than 16.50% per annum, be sure to use the refinancing offer of UralSib Bank.

This action will help you avoid unnecessary overpayments. You do not even need the permission of a third-party bank - the lender.

You can take even more than your debt and spend this money on personal needs.

Borrower requirements:

Citizens of the Russian Federation;
Mandatory registration in the Region where UralSib Bank operates;
The age of the client is from 23 to 70 years;
Work experience at the last place of work - at least three months;
The employer company must exist for at least a year.

URALSIB Bank, with which the MAS Motors salon cooperates, has several lending programs through which individuals can purchase a new / used foreign-made car, or a new domestic car.

Loan "Standard"

The loan can be used to buy a new or used car.

Terms:

The loan amount is from 80,000 to 3,000,000 rubles.
You must immediately pay from 20% of the price of the car.
Loan terms from 1 to 5 years.
A prerequisite for issuing a loan is the registration of CASCO (it is also possible on credit).
The purchased car acts as collateral for the loan.
Ownership of a car can be issued to a close relative of the borrower.
A guarantor is not needed.

Tariffs:

The interest rate depends on the borrower's life and health insurance or refusal, as well as the amount of the first installment and the period of use of the loan.

If insurance is issued, and the loan term is from 1 year to 5 years:

Contribution from 20 to 30% - 16.7%

Contribution from 30 to 40% - 15.7%

Contribution from 40 and above - 14.7%

If insurance is not issued:

From 20% to 30% and from 3 to 5 years - 19.25%

From 30% and from 1 to 3 years - 18.5%

Requirements:

Passport of a citizen of the Russian Federation.
Registration from 6 months in the region where the office of the bank issuing the loan operates.
Age from 21 to 65 years (the maximum age is considered at the end of the loan agreement).
At the last place of work you need to work for at least 3 months.

When buying a new car worth up to 1 million rubles, you will need to provide a passport and a driver's license. Similar documents will be required for bank payroll card holders who wish to purchase a used car. Everyone else will have to bring a certificate of income 2-NDFL and a copy of the labor certified by the employer. If you do not have a driver's license, you can provide a passport, military ID, SNILS or an officer's certificate.

Loan for a new car brand "Lada" (LADA)

You can buy a car under this loan program only from official dealers of JSC AVTOVAZ.

Conditions and requirements for the borrower

Tariffs:

If life and health insurance is issued:

Installment from 20% to 40% and loan term from 1 to 5 years - 15.7%

From 40% and from 1 to 3 years - 14.7%

From 40% and from 3 to 5 years - 15.17%

In case of cancellation of the borrower's insurance:

Installment from 20% and loan term from 1 to 3 years - 17.25%

From 20% to 40% and from 3 to 5 years - 18.5%

From 40% and from 3 to 5 years - 18.0%

Credit for a new FAW brand car purchased from official dealers

Terms and Conditions: similar to the "Standard" car loan

Tariffs:

If the borrower's life and health insurance is issued:

Installment from 20% to 40% and loan term from 1 to 3 years - 14.9%

From 40% and from 1 to 3 years - 13.9%

From 20 to 40% and from 3 to 5 years - 15.5%

From 40% and from 3 to 5 years - 14.5%

If you have GAP insurance (“Vehicle Value Guarantee”)

Installment from 20% to 40% and loan term from 1 to 3 years - 14.5%

From 40% and from 1 to 3 years - 13.5%

From 20 to 40% and from 3 to 5 years - 14.9%

From 40% and from 3 to 5 years - 13.9%

If you cancel both types of insurance:

Installment from 20% to 40% and loan term from 1 to 3 years - 17.5%

From 40% and from 1 to 3 years - 17.0%

From 20 to 40% and from 3 to 5 years - 18.0%

From 40% and from 3 to 5 years - 17.5%

Loan under the program "Autopartner"

It applies to new and used cars purchased in the bank's partner salons.

The loan amount is from 100,000 to 3,000,000 rubles.
Otherwise, the conditions and requirements are the same as those for the above car loans.
Down payment from 20%, interest rate from 10.9%

Car loan under the state program

As part of car loans, "Standard", as well as "Credit for a new Lada" can be purchased under the state program.

Only new cars, the cost of which does not exceed 1.45 million rubles.
The term of the loan is not more than 36 months.
The first installment - from 20% of the cost of the car.
Interest rate - from 8% (the state assumes 2/3 of the key rate).